070-510 40 26 info@anella.se

Book an appointment immediately

In high season you can wait a couple of weeks with accounting solution, if you want to book early to get help call us now

Call 070-0000000

Please contact us for a free quote.

THE PROPOSAL

We’ll gather some information from you via a form. Our initial meeting is pretty free-flowing, so this will ensure we get the full picture from you so we can build a meaningful proposal. We then sit down for a meeting to customize a proposal for you and your stage of business.

GET YOUR TIME BACK

If you are doing your own bookkeeping and accounting, what could you be doing instead? Our goal is to give you the time to focus on the things that are impactful to your business or personal life.

FIXED PRICING

We use fixed pricing so you can pick up the phone or schedule a call with us without having to worry about hourly billing. You will never get a bill you didn’t see coming. We’re accountants you’ll want to talk to.

ALWAYS READY

Whether you are going for a round of financing or applying for a loan, you need your financials ready. We update your records monthly at a minimum and are savage task masters, so we’ll keep you up date for anything that comes down the pipe.

common questions

Credit Evaluation Factors
Many factors are used in determining credit decisions. Here are some of them:
  • Payment history/late payments
  • Bankruptcy
  • Charge-offs (Forgiven debt)
  • Closed accounts and inactive accounts
  • Recent loans
  • Cosigning an account
  • Credit limits
  • Credit reports
  • Debt/income ratios
  • Mortgages
Obtaining Your Credit Reports
Credit reports are records of consumers’ bill-paying habits, but do not include FICO credit scores. Also referred to as credit records, credit files, and credit histories, they are collected, stored, and sold by three credit bureaus, Experian, Equifax, and TransUnion.
The Fair Credit Reporting Act (FCRA) requires that each of the three credit bureaus provide you with a free copy of your credit report, at your request, every 12 months. If you have been denied credit or believe you’ve been denied employment or insurance because of your credit report, you can request that the credit bureau involved provide you with a free copy of your credit report – but you must request it within 60 days of receiving the notification.
You can check your credit report three times a year for free by requesting a credit report from a different agency every four months.
Understanding Your Credit Report
Credit reports contain symbols and codes that are abstract to the average consumer. Every credit bureau report also includes a key that explains each code. Some of these keys decipher the information, but others just cause more confusion.
Read your report carefully, making a note of anything you do not understand. The credit bureau is required by law to provide trained personnel to explain it to you. If accounts are identified by code number, or if there is a creditor listed on the report that you do not recognize, ask the credit bureau to supply you with the name and location of the creditor so you can ascertain if you do indeed hold an account with that creditor.
If the report includes accounts that you do not believe are yours, it is extremely important to find out why they are listed on your report. It is possible they are the accounts of a relative or someone with a name similar to yours. Less likely, but more importantly, someone may have used your credit information to apply for credit in your name. This type of fraud can cause a great deal of damage to your credit report, so investigate the unknown account as thoroughly as possible.
In light of numerous credit card and other breaches, it is recommended that you conduct an annual review of your credit report. It is vital that you understand every piece of information on your credit report so that you can identify possible errors or omissions.
Disputing Errors
The Fair Credit Reporting Act (FCRA) protects consumers in the case of inaccurate or incomplete information in credit files. The FCRA requires credit bureaus to investigate and correct any errors in your file.
If you find any incorrect or incomplete information in your file, write to the credit bureau and askthem to investigate the information. Under the FCRA, they have about thirty days to contact the creditor and find out whether the information is correct. If not, it will be deleted.
Be aware that credit bureaus are not obligated to include all of your credit accounts in your report. If, for example, the credit union that holds your credit card account is not a paying subscriber of the credit bureau, the bureau is not obligated to add that reference to your file. Some may do so, however, for a small fee.
If you need help obtaining your credit reports or need assistance in understanding what your credit report means, don’t hesitate to call.

 It’s all about getting to know you

We’re excited to be the trusty guide on your entrepreneurship journey. But getting to know you is a little journey of its own.

We find it’s helpful to see how we navigate, so that you never feel lost.

Call Us

Professionalism

Our firm is one of the leading firms in the area. By combining our expertise, experience and the energy of our staff, each client receives close personal and professional attention.
Our high standards, service and specialized staff spell the difference between our outstanding performance, and other firms. We make sure that every client is served by the expertise of our whole firm.

Responsiveness

Companies who choose our firm rely on competent advice and fast, accurate personnel. We provide total financial services to individuals and small businesses. We pride ourselves on being here for you. Whether you have questions about your business, accounting changes, or tax return, our team has the answers and advice for you.

Quality

An accounting firm is known for the quality of its service. Our firm’s reputation reflects the high standards we demand of ourselves.

 
Our primary goal as a trusted advisor is to be available and to provide insightful advice to enable our clients to make informed financial decisions. We do not accept anything less from ourselves and this is what we deliver to you.

WE’RE TECH-SAVVY PROBLEM SOLVERS

Our customers look to us for ideas and solutions when it comes to their day-to-day operations. Inventory, cash flow, you name the challenge and we’ll help you conquer it.

THE JOURNEY

We’ll sit down for a call to get to know your business, your goals and how we might be able to achieve them.

Not ready to reach out quite yet? We’ve got some free stuff: Check out Joe’s newsletter, our free guides, or our courses.

ONBOARDING

Once you accept your proposal, the wheels will be in motion. We’ll get you set-up with your new accounting system. Depending on the service-level you have selected, we’ll customize your training and onboarding so you’ll always know what you have to do.

Onboarding can take up to 90 days depending on the level of service you select – we don’t cut corners and will keep you in the loop throughout.

GET YOUR TIME BACK

If you are doing your own bookkeeping and accounting, what could you be doing instead? Our goal is to give you the time to focus on the things that are impactful to your business or personal life.

How To Start A Business With A Full-Time Job

Many of our clients start their own business at the same time as having a full-time job. Here’s what you need to know.

Sole Trader or Limited Company?

How do you decide if you should be a Sole Trader or a Limited Company? Find out the pros and cons.

Sole Trader or Limited Company?

How do you decide if you should be a Sole Trader or a Limited Company? Find out the pros and cons.

Bookkeepers for hire in Oahu

Our team can help you take your business off the ground by giving you back the time you’re losing trying to figure out accounting and finances. Let the pros do the job and spend your time on what really matters: your business!

Schedule a consultation with us by calling our office at  (0000) 200 1000 

We are looking forward to assisting you with your business tax and accounting needs.

Why choose Anella?

YOUR BUSSINESS IS OUR PASSION

PEACE OF MIND

BETTER BUSINESS DECISIONS

GET YOUR TIME BACK

Book an appointment immediately

In high season you can wait a couple of weeks with accounting solution, if you want to book early to get help call us now

070-0000000

Contact Us

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